:root{
    --navy:#0E2747; --navy2:#173A63; --ink:#0D1B2E; --gold:#C9A227; --gold-d:#96761A;
    --cream:#FAF7F0; --slate:#55657A; --line:#E1E6EE; --bg:#FFFFFF; --card:#FFFFFF; --soft:#F4F7FB;
  }
  @media (prefers-color-scheme: dark){
    :root:not([data-theme="light"]){ --ink:#E8EDF5; --slate:#A3B1C4; --line:#24364F; --bg:#0A1628; --card:#10213A; --soft:#0D1C33; --cream:#132743; }
  }
  :root[data-theme="dark"]{ --ink:#E8EDF5; --slate:#A3B1C4; --line:#24364F; --bg:#0A1628; --card:#10213A; --soft:#0D1C33; --cream:#132743; }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
  a{color:inherit}
  .wrap{max-width:1120px;margin:0 auto;padding:0 20px}
  h1,h2,h3{line-height:1.15;margin:0 0 .5em}
  h1,h2{font-family:Fraunces,Georgia,serif;letter-spacing:-.5px}
  h2{font-size:clamp(28px,4vw,40px)}
  .eyebrow{color:var(--gold-d);font-weight:700;text-transform:uppercase;letter-spacing:1.6px;font-size:13px;margin-bottom:10px}
  .lead{color:var(--slate);font-size:18px;max-width:640px}
  .btn{display:inline-block;padding:14px 22px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:15px;font-family:inherit}
  .btn-gold{background:var(--gold);color:#13213A}
  .btn-gold:hover{background:#D9B33A}
  .btn-ghost{border-color:rgba(255,255,255,.35);color:#fff}
  .btn-ghost:hover{border-color:#fff}
  section{padding:84px 0}

  /* nav */
  nav{position:sticky;top:0;z-index:20;background:var(--navy);color:#fff}
  nav .wrap{display:flex;align-items:center;justify-content:space-between;height:66px}
  .logo{font-family:Fraunces,Georgia,serif;font-weight:700;font-size:24px;text-decoration:none;color:#fff}
  .logo span{color:var(--gold)}
  nav .links{display:flex;gap:26px;align-items:center;font-size:15px}
  nav .links a{text-decoration:none;opacity:.85}
  nav .links a:hover{opacity:1}
  nav .links .btn{padding:9px 16px;opacity:1}
  @media(max-width:800px){ nav .links a:not(.btn){display:none} }

  /* hero */
  .hero{background:var(--navy);color:#fff;padding:72px 0 96px;position:relative;overflow:hidden}
  .hero:after{content:"";position:absolute;right:-120px;top:-60px;width:520px;height:520px;opacity:.10;
     background-image:linear-gradient(var(--gold) 1px,transparent 1px),linear-gradient(90deg,var(--gold) 1px,transparent 1px);background-size:34px 34px;transform:rotate(12deg)}
  .hero .wrap{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:center;position:relative;z-index:1}
  .hero h1{font-size:clamp(36px,5.4vw,58px)}
  .hero h1 em{color:var(--gold);font-style:normal}
  .hero p{color:#C9D4E3;font-size:19px;max-width:560px}
  .hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 22px}
  .ticks{display:flex;gap:18px;flex-wrap:wrap;font-size:14px;color:#C9D4E3}
  .ticks span:before{content:"✓ ";color:var(--gold);font-weight:800}
  .profile{background:#fff;color:#0D1B2E;border-radius:16px;padding:22px;box-shadow:0 30px 60px rgba(0,0,0,.35)}
  .profile .top{display:flex;gap:14px;align-items:center;margin-bottom:14px}
  .avatar{width:54px;height:54px;border-radius:50%;background:linear-gradient(135deg,var(--gold),#E9CF77);display:grid;place-items:center;font-weight:800;color:var(--navy)}
  .profile .name{font-weight:700}
  .profile .role{font-size:13px;color:#55657A}
  .chips{display:flex;gap:6px;flex-wrap:wrap;margin:10px 0}
  .chip{background:#EEF2F8;color:#173A63;font-size:12px;font-weight:600;padding:4px 9px;border-radius:20px}
  .score{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:12px}
  .score div{background:#F4F7FB;border-radius:10px;padding:10px;text-align:center}
  .score b{display:block;font-size:20px;color:var(--navy)}
  .score small{font-size:11px;color:#55657A}
  .profile .foot{margin-top:14px;font-size:13px;color:#55657A;display:flex;justify-content:space-between}
  .profile .foot b{color:var(--gold-d)}
  @media(max-width:860px){ .hero .wrap{grid-template-columns:1fr} }

  /* strip */
  .strip{background:var(--soft);border-bottom:1px solid var(--line);padding:26px 0}
  .strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;text-align:center}
  .strip b{font-size:26px;font-family:Fraunces,Georgia,serif;color:var(--gold-d);display:block}
  .strip span{font-size:14px;color:var(--slate)}
  @media(max-width:700px){ .strip .wrap{grid-template-columns:repeat(2,1fr)} }

  /* roles */
  .grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}
  .card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}
  .card h3{font-size:19px}
  .card p{color:var(--slate);margin:0;font-size:15px}
  .icon{width:42px;height:42px;border-radius:10px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-size:20px;margin-bottom:14px}
  @media(max-width:860px){ .grid3{grid-template-columns:1fr} }

  /* pricing */
  #pricing{background:var(--soft)}
  .prices{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:36px}
  .price{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;display:flex;flex-direction:column}
  .price.pop{border:2px solid var(--gold);position:relative}
  .price.pop:before{content:"Most popular";position:absolute;top:-12px;left:20px;background:var(--gold);color:#13213A;font-size:12px;font-weight:700;padding:3px 10px;border-radius:20px}
  .price h3{font-size:17px}
  .amt{font-size:38px;font-weight:800;font-family:Fraunces,Georgia,serif}
  .amt small{font-size:15px;color:var(--slate);font-weight:500;font-family:Inter,sans-serif}
  .hr{color:var(--slate);font-size:14px;margin-bottom:14px}
  .price ul{padding:0;margin:0 0 20px;list-style:none;font-size:14px;flex:1}
  .price li{padding:5px 0 5px 22px;position:relative}
  .price li:before{content:"✓";position:absolute;left:0;color:var(--gold-d);font-weight:800}
  .price .btn{text-align:center;background:var(--navy);color:#fff}
  .incl{margin-top:26px;font-size:15px;color:var(--slate);text-align:center}
  @media(max-width:980px){ .prices{grid-template-columns:repeat(2,1fr)} }
  @media(max-width:560px){ .prices{grid-template-columns:1fr} }

  /* calculator */
  .calc{display:grid;grid-template-columns:1fr 1fr;gap:28px;background:var(--navy);color:#fff;border-radius:20px;padding:38px;margin-top:30px}
  .calc label{display:block;font-size:14px;color:#C9D4E3;margin:16px 0 6px}
  .calc select,.calc input{width:100%;padding:12px;border-radius:10px;border:1px solid #2C4A73;background:#132E52;color:#fff;font-size:16px;font-family:inherit}
  .calc input[type=range]{padding:0;accent-color:var(--gold);background:transparent;border:0}
  .out{background:#132E52;border-radius:16px;padding:26px;display:flex;flex-direction:column;justify-content:center}
  .out .big{font-size:48px;font-weight:800;color:var(--gold);font-family:Fraunces,Georgia,serif}
  .out .row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid #24426B;font-size:15px}
  .out .note{font-size:12px;color:#8FA2BC;margin-top:12px}
  @media(max-width:800px){ .calc{grid-template-columns:1fr;padding:24px} }

  /* steps */
  .steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:36px;counter-reset:s}
  .step{border-top:3px solid var(--gold);padding-top:14px}
  .step:before{counter-increment:s;content:"0" counter(s);font-family:Fraunces,Georgia,serif;font-size:28px;color:var(--gold-d);font-weight:700}
  .step h3{font-size:17px;margin-top:6px}
  .step p{color:var(--slate);font-size:14px;margin:0}
  @media(max-width:860px){ .steps{grid-template-columns:1fr 1fr} }

  /* promises */
  .promises{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:30px}
  .promise{display:flex;gap:14px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px}
  .promise .icon{flex:0 0 42px;margin:0}
  .promise p{margin:0;color:var(--slate);font-size:15px}
  @media(max-width:700px){ .promises{grid-template-columns:1fr} }

  /* compare */
  table.cmp{width:100%;border-collapse:collapse;margin-top:30px;font-size:15px;background:var(--card);border-radius:14px;overflow:hidden}
  .cmp th,.cmp td{padding:14px;border-bottom:1px solid var(--line);text-align:left}
  .cmp th{background:var(--navy);color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:1px}
  .cmp td.y{color:#1E7F4F;font-weight:700} .cmp td.n{color:#A93226}
  .scroll{overflow-x:auto}

  /* faq */
  details{border-bottom:1px solid var(--line);padding:18px 0}
  summary{font-weight:600;cursor:pointer;font-size:17px;list-style:none;display:flex;justify-content:space-between}
  summary:after{content:"+";color:var(--gold-d);font-size:22px;line-height:1}
  details[open] summary:after{content:"–"}
  details p{color:var(--slate);margin:10px 0 0}

  /* contact */
  #contact{background:var(--navy);color:#fff}
  #contact .wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:40px}
  #contact p{color:#C9D4E3}
  form{background:#fff;color:#0D1B2E;border-radius:16px;padding:26px}
  form label{display:block;font-size:13px;font-weight:600;margin:12px 0 5px}
  form input,form select,form textarea{width:100%;padding:11px;border:1px solid #CFD8E3;border-radius:9px;font:inherit;font-size:15px}
  form .row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
  form .btn{width:100%;margin-top:16px}
  .ok{display:none;background:#E7F5EC;color:#1E5E3A;padding:12px;border-radius:9px;margin-top:12px;font-size:14px}
  @media(max-width:800px){ #contact .wrap{grid-template-columns:1fr} form .row2{grid-template-columns:1fr} }
  footer{background:#081A31;color:#8FA2BC;padding:28px 0;font-size:14px}
  footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

/* ───────── Multi-page layout ───────── */
a{color:inherit}
main a:not(.btn):not(.mini){color:var(--gold-d);text-underline-offset:3px}
.card h3 a{color:inherit!important;text-decoration:none}
.card h3 a:hover{color:var(--gold-d)!important}

/* nav with dropdowns */
nav.top{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;box-shadow:0 1px 0 rgba(255,255,255,.06)}
nav.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
nav.top .menu{display:flex;align-items:center;gap:4px}
.dd{position:relative}
.ddb{background:none;border:0;color:#DCE4EF;font:inherit;font-size:15px;padding:10px 12px;border-radius:8px;cursor:pointer;display:flex;align-items:center;gap:6px}
.ddb:hover,.dd.open .ddb{color:#fff;background:rgba(255,255,255,.07)}
.dd.on .ddb{color:var(--gold)}
.car{font-size:11px;opacity:.8;transition:transform .15s}
.ddm{position:absolute;top:100%;left:0;min-width:270px;background:#fff;border-radius:12px;box-shadow:0 24px 50px rgba(8,26,49,.28);padding:8px;display:none;margin-top:6px}
.ddm:before{content:"";position:absolute;top:-10px;left:0;right:0;height:10px}
.ddm a{display:block;padding:11px 14px;border-radius:8px;color:#0D1B2E;text-decoration:none;font-size:15px;border-bottom:1px solid #EEF1F5}
.ddm a:last-child{border-bottom:0}
.ddm a:hover,.ddm a[aria-current]{background:#F4F7FB;color:var(--navy2)}
.ddm a[aria-current]{box-shadow:inset 3px 0 0 var(--gold)}
@media(hover:hover) and (min-width:1101px){ .dd:hover .ddm{display:block} .dd:hover .car{transform:rotate(180deg)} }
.dd.open .ddm{display:block}
.dd.open .car{transform:rotate(180deg)}
.navcta{margin-left:10px;padding:10px 18px!important}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;padding:10px}
.burger span{display:block;height:2px;background:#fff;margin:5px 0;border-radius:2px;transition:.2s}
@media(max-width:1100px){
  .burger{display:block}
  nav.top .menu{display:none;position:absolute;top:68px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:stretch;padding:8px 16px 20px;max-height:calc(100vh - 68px);overflow-y:auto;border-top:1px solid rgba(255,255,255,.08)}
  nav.top.open .menu{display:flex}
  nav.top.open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  nav.top.open .burger span:nth-child(2){opacity:0}
  nav.top.open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .ddb{width:100%;justify-content:space-between;padding:14px 6px;font-size:16px;border-bottom:1px solid rgba(255,255,255,.08);border-radius:0}
  .ddm{position:static;box-shadow:none;margin:6px 0 10px;min-width:0}
  .navcta{margin:14px 0 0;text-align:center}
}

/* page hero */
.phero{background:var(--navy);color:#fff;padding:64px 0 72px;position:relative;overflow:hidden}
.phero:after{content:"";position:absolute;right:-120px;top:-80px;width:460px;height:460px;opacity:.10;
  background-image:linear-gradient(var(--gold) 1px,transparent 1px),linear-gradient(90deg,var(--gold) 1px,transparent 1px);background-size:34px 34px;transform:rotate(12deg)}
.phero .wrap{position:relative;z-index:1}
.phero h1{font-size:clamp(32px,4.6vw,52px);max-width:820px}
.phero h1 em{color:var(--gold);font-style:normal}
.phero p{color:#C9D4E3;font-size:19px;max-width:680px}
.phero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}

section.alt{background:var(--soft)}
.wrap.narrow{max-width:860px}
.big-p{font-size:18px;line-height:1.7}
.hint{color:var(--slate);font-size:14px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
@media(max-width:860px){ .split{grid-template-columns:1fr;gap:24px} }
.panel{background:var(--card);border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:14px;padding:24px}
.panel h3{font-size:18px}
ul.tick{list-style:none;padding:0;margin:0}
ul.tick li{padding:7px 0 7px 28px;position:relative;border-bottom:1px solid var(--line)}
ul.tick li:last-child{border-bottom:0}
ul.tick li:before{content:"✓";position:absolute;left:0;top:7px;color:var(--gold-d);font-weight:800}
.chips.big{display:flex;flex-wrap:wrap;gap:10px}
.chips.big .chip{font-size:14px;padding:8px 14px;background:var(--card);border:1px solid var(--line);color:var(--ink)}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:36px}
@media(max-width:760px){ .grid2{grid-template-columns:1fr} }
.grid3 .icon,.grid2 .icon{display:inline-grid;font-size:17px;font-weight:700;width:auto;min-width:42px;padding:0 10px}

.minis{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:28px}
.mini{display:flex;flex-direction:column;gap:4px;background:var(--card);border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:14px;padding:20px;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
.mini:first-child{border-top-color:var(--gold)}
.mini:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(14,39,71,.12)}
.mini b{font-size:16px}
.amt2{font-family:Fraunces,Georgia,serif;font-size:32px;font-weight:700}
.amt2 small{font-family:Inter,sans-serif;font-size:14px;color:var(--slate);font-weight:500}
.mini span:last-child{color:var(--slate);font-size:14px}
.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
.related a{border:1px solid var(--line);border-radius:30px;padding:9px 16px;text-decoration:none!important;font-weight:600;font-size:14px;background:var(--card)}

ol.timeline{list-style:none;padding:0;margin:30px 0 0;counter-reset:t;position:relative}
ol.timeline li{position:relative;padding:0 0 26px 64px;counter-increment:t}
ol.timeline li:before{content:counter(t);position:absolute;left:0;top:0;width:42px;height:42px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-weight:800;font-family:Fraunces,Georgia,serif;font-size:18px}
ol.timeline li:after{content:"";position:absolute;left:20px;top:46px;bottom:4px;width:2px;background:var(--line)}
ol.timeline li:last-child:after{display:none}
ol.timeline h3{font-size:19px;margin:8px 0 4px}
ol.timeline p{color:var(--slate);margin:0}

.post{border-bottom:1px solid var(--line);padding:26px 0}
.post h3{font-size:22px;font-family:Fraunces,Georgia,serif}
.post p{color:var(--slate);font-size:16.5px}
blockquote.mission{font-family:Fraunces,Georgia,serif;font-size:clamp(22px,3vw,30px);line-height:1.35;border-left:5px solid var(--gold);margin:30px 0 40px;padding:6px 0 6px 24px;color:var(--ink)}

.ctaband{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:56px 0}
.ctaband .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.ctaband h2{font-size:clamp(24px,3vw,34px);margin:0 0 6px}
.ctaband p{color:#C9D4E3;margin:0}
.ctaband .ctas{display:flex;gap:12px;flex-wrap:wrap}

footer.foot{background:#081A31;color:#8FA2BC;padding:56px 0 26px;font-size:14px}
footer.foot .wrap{display:block}
footer.foot .logo{font-size:22px;color:#fff;text-decoration:none}
.fcols{display:grid;grid-template-columns:1.6fr repeat(5,1fr);gap:26px}
.fcols h4{color:#fff;font-size:14px;margin:4px 0 12px;text-transform:uppercase;letter-spacing:1px}
.fcols a{display:block;text-decoration:none;padding:3px 0;color:#A9B8CC}
.fcols a:hover{color:var(--gold)}
.fcols p a{display:inline}
.fbot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid #1C3352;margin-top:36px;padding-top:20px}
.fbot a{text-decoration:none;color:#A9B8CC}
@media(max-width:1000px){ .fcols{grid-template-columns:repeat(2,1fr)} .fcols > div:first-child{grid-column:1/-1} }

.contactpage{padding-top:64px}
.grid3{margin-top:36px}

/* team page */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}
.tcard{background:var(--card);border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column}
.tphoto{aspect-ratio:1/1;overflow:hidden;background:var(--soft)}
.tphoto img,.tphoto svg{width:100%;height:100%;object-fit:cover;display:block}
.tbody{padding:20px 22px 24px}
.tbody h3{font-size:19px;margin-bottom:4px}
.trole{color:var(--gold-d);font-weight:600;font-size:14px;margin-bottom:8px}
.tbody p{color:var(--slate);font-size:15px;margin:6px 0 0}
.tli{display:inline-block;margin-top:12px;font-weight:600;font-size:14px}
@media(max-width:900px){ .team{grid-template-columns:repeat(2,1fr)} }
@media(max-width:560px){ .team{grid-template-columns:1fr} .tphoto{aspect-ratio:4/3} }

/* two-column menus with group headings */
.ddh{display:block;padding:12px 14px 4px;font-size:11px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--gold-d)}
@media(min-width:1101px){
  .ddm.wide{min-width:560px;column-count:2;column-gap:6px}
  .ddm.wide a,.ddm.wide .ddh,.ddg{break-inside:avoid}
  .dd:last-of-type .ddm,.dd:nth-last-of-type(2) .ddm{left:auto;right:0}
}
.ddm.wide .ddh:first-child{padding-top:6px}
.profile .top{margin-bottom:10px;padding-bottom:10px;border-bottom:1px solid #EEF1F5}
.profile .avatar{width:44px;height:44px;font-size:14px}